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Walmart Holiday Layaway 2012

by Tara Kuczykowski on September 4, 2012 · 19 comments

Yes, I know it's probably a little early to be talking Christmas already -- after all the kids did just start school -- but I wanted to give you a quick update about Walmart's Holiday Layaway program. It's back a little early this year (starts September 16th!), albeit with a few key changes, so here's what you can expect if you plan to utilize it for your holiday shopping.

-- In addition to electronics, toys and jewelry, Walmart has added small home appliances and select sporting goods to the list of eligible layaway products.
-- Individual items must be priced $15 or more, and the total basket must be at least $50. (same as last year)
-- A down payment of 10 percent or $10, whichever is greater, is required when items are placed on Layaway. (same as last year)
-- The Layaway open fee is $15, but if the customer pays in full they will receive it back on a Walmart gift card. Last year, a one-time non-refundable $5 service fee was charged.
-- If the order is cancelled, the open fee is not refunded; however no additional cancellation fee will be charged. Last year, there is a $10 cancellation fee for any orders not picked up by that date or cancelled by the customer.

As I mentioned, layaway will be back 30 days early this year, giving you a whole additional month to pay for your holiday purchases! The layaway program officially starts on September 16th, but Walmart Facebook fans get early access. Simply like your local Walmart store, and you'll receive a ticket via email that will allow you access to the layaway program on September 14th and 15th, two days earlier than the general public.

Walmart has worked with its suppliers to ensure the holiday season’s top electronics and toys are available in time for this mid-September layaway launch, and aim to ensure that customers get more Christmas for their money this holiday via their everyday low prices and Ad Match program.

Layaway isn't a program we've used for our holiday shopping in the past, but as our kids are getting older and asking for fewer gifts that are typically more expensive, I'm thinking it might be a wise move to give it a try so we can pay over the course of several months. Also, they're getting more and more curious, and we're running out of hiding spots in our home!

How about you -- do you use layaway for your holiday shopping?

Disclosure: I am a participant in the Walmart Moms program. Walmart has provided me with compensation for the time and effort spent creating this post. However, my participation in this program is voluntary and my opinions are my own -- always have been, always will be.

{ 19 comments… read them below or add one }

1 Christina Rooks September 4, 2012 at 7:39 pm

I was just wondering if we could put bb
guns and bbs on layaway...


2 gail arnold September 6, 2012 at 6:42 pm

is there going to be clothing that could be put on layaway.


3 michael stubbs September 10, 2012 at 7:09 pm

how much I have to put down as cash?
I am going to buy a 700.00 item.


4 Nancy September 18, 2012 at 1:55 am

It says 10% so $70


5 Michelle Thomas September 19, 2012 at 10:52 pm

plus the $15 dollar open fee


6 tt September 15, 2012 at 10:50 am

if u put 700 item on layway dumb ass is is 70 dollars down


7 Carlyb September 16, 2012 at 9:52 am

Before you cast the first stone as math police perhaps you should work on your grammar and spelling. I'm just saying :o) Be kind!


8 Kim September 16, 2012 at 12:51 pm

Would be awesome if we could put clothes on layaway


9 Vitaqueen September 17, 2012 at 6:55 am

I start Xmas shopping in August. Probably wont use Walmart layaway but it's cool for whoever wants to.


10 Nancy September 18, 2012 at 1:56 am

10% of the total cost


11 Roxanne September 18, 2012 at 4:25 am

hat about Christmas decorations on layaway?


12 Shorty September 18, 2012 at 8:29 am

This is awesome specially that im expecting a baby in december : )


13 bridge September 22, 2012 at 9:40 pm

can x-mas trees & decorations be put on layaway?


14 Danielle September 24, 2012 at 4:43 pm

Do we have to pay a certain amount weekly? Monthly? Thanks :)


15 Rachel September 29, 2012 at 8:25 pm

Can you do layaway on I want to put a digital slr camera on layaway but none of my local stores have it in stock.


16 dawn November 25, 2012 at 9:36 am

I don't believe there should be a 15 dollar limit and up on layaway items.Most people can't afford gifts higher then that.Not to mention you have your cart full get to layaway depart to see this huge sign 15 dollar limit and up.I looked everywhere else in the store to find another sign like this None.At the front cash registers there is a little 8 by 10 sign. But this is not where you place layaways they should have bigger signs throughout the store.I understand
the space issue for certain items.Why not use all that extra space in the Harbor Mall not being uused for the Holiday Season that 5 dollar layaway fee can go to


17 dawn November 25, 2012 at 9:41 am

Sorry didn't finish 5 dollar fee can go towards storage in the empty stores sure the mall wouldn't mind since its empty.I also called around and other Walmarts are overrinding the 15 and up in Walmart should the families in this area since most are unemployed and cant afford gifts $15 and up


18 dawn November 25, 2012 at 9:48 am

I meant Walmart should help the families is this area


19 dawn November 25, 2012 at 9:51 am

And override that $15.00 dollar and up fee like other Walmarts are doing around our area


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