UPDATE: ING Direct is now Capital One 360! You'll enjoy the same peace of mind that comes from banking with no fees and no minimums with your Capital One 360 Checking Account!
Check out current Capital One 360 bonus offers to start saving more today!
Previous post: Toys R Us: Black Friday Deals Online
Next post: Freebies Roundup: Ikea Breakfast, Restaurant.com Gift Cards + More!
|
|
|
Tara Kuczykowski is a married mom of three boys and two girls, ages 4 to 10 years, living in Columbus, OH.
Disclaimer | Disclosure Policy | Privacy Policy | User Agreement | Copyright © Deal Seeking Mom™ 2008-12. All Rights Reserved.
Powered by Uncorrupted.net, Thesis , Wordpress, and Starbucks. Site design by Hibiscus Creative.
113239 
{ 40 comments… read them below or add one }
Does this apply if you already have an ING savings account set up with them?
It doesn't specify, but I don't see why not since it's a different kind of account completely.
I just signed up and used the code but no where in the sign up process did it mention the terms of the deal? How do I find out if I did it correctly?
I have an Electric Orange, and I was able to get a bonus (only $25 at the time) when I signed up even though I have several Orange Savings accounts, so I think you should still qualify!
Actually the confirmation page says "Congratulations! Your Electric Orange is open and your bonus will be credited. " So I guess it did work?
whats the minimum amount to deposit?
Janell
No minimum. Just keep in mind you need to do 3 debit card transactions and should deposit enough to complete them.
How would I do signature transactions? I never have to do that with debit purchases.
No minimum. Make sure your readers know that they have to make 3 Signature Transactions. You can buy something as little as .50 bublegum, but when you make your purchase make sure you process it as a "credit".
It says that it will still take out the initial deposit before you even verify the account but it wants me to put in my bank information before it tells me what the initial deposit is? Does anyone know how much it is for the very first one they take out to open your account with them?
Found it - Examples of signature-based transactions include:
* Any purchases that require your signature(choosing ‘Credit’ instead of ‘Debit’) when checking out.
* Internet, phone or mail order purchases.
* Using your Card for automatic bill payments like your cell phone, cable or utilities.
Just signed up--opened with $25. I have a different bank account that I have to make debit card transactions each month (to be awarded the bonus) and I usually reserve these transactions for those $1 or less amounts I spend at CVS, WAG or the grocery!
I do question just as Mari does--what is a "signature transaction"?
Thanks, Mari!
A signature transaction is when you use a debit card but request that it be processed like a credit card. So instead of entering your PIN after swiping it, hit cancel and then select credit to process it as a credit card and sign the receipt.
hello,
I opened the account using the promotion code, but didn't get the response that i would get my bonus. I hope this works. thanks, teresa
Are there any fees? If I just don't use the account other than those 3 times, will they take any money out of my account for anything?
No, there are no fees on the account.
thank you for posting this. Sounds like a great opportunity.
Sweet. I just signed up. Thank you so much for the information!!
I would NEVER EVER open an account with ING. One of my Roth IRAs was bought out by them because a bank closed. Needless to say, it was a PAIN to get ING to roll it over to another bank. They were VERY hard to deal with. I would not do it for a million bucks!
That's too bad. I am just going to use it until I get the $121, use that up and close it.
i am just seeing this now, on 11/28, at 1210 PM.
DOH!!!
We have ING for savings and we LOVE them.
It is Important to note that ING has been reported to pull a hard inquiry when consumers open these Electric Orange checking accounts. I posted a link with more info on our site. HTH someone!
What does pull a hard inquiry mean?
Sorry, typing too fast...it is a hard credit report inquiry. There are two types that can be pulled...hard or soft. They should only be pulling a soft inquiry for a checking account, but some institutions pull a hard inquiry for whatever reason. Hard inquiries can affect your credit, soft do not.
HOW MUCH DOES THIS CHECKING ACCOUNT COST A MONTH?
Norma, it's a free checking acct. There are no recurring fees for it.
I set mine up as well and it said at the end with the confirmation that the bonus would be credited.
Are they going to issue a debit card or we have to use the debit card of our bank we used for signing? Can we closed the account after we get the bonus? if yes, then how?
Signed up for an account! What a great deal
Talked to customer service at ING and was told that yes the do a credit inquiry (hard inquiry) and the offer ended Saturday the 28th. Too bad.
I got the account but how do I get the debit card?? Will they send it to me automatically in my mail??
They will mail it to you, Christina.
So, today is day 50 of my electric orange accout being opened. I made the 3 (actually 5 ) signature based debit transactions with in the first 45 days. I just checked and I did not get the $121 bonus yet... Anyone else? I signed up on November 27th.
I signed up on the 27th too and my account hasn't been credited.
I just checked my account and they deposited the $121 yesterday (Jan 16). Thank you for posting this offer.
O.k. Mine is there now too! Yeah! That was easy money!
Today's the 20th & I haven't received my $121 either... I just sent an email. Fingers crossed!
I signed up for accounts for me and my wife. I used my card 3 times and got my $121 bonus. However, my wife forgot to use hers, and >45 days have passed. Anyone know if they might give her an extension to make her purchases, or is she out of luck?
You should just email them & ask, but I doubt it since they said it would be automatically deposited on day 50.