Comments on: How to Stop the Spending http://dealseekingmom.com/how-to-stop-the-spending/ Sat, 25 May 2013 15:32:12 +0000 hourly 1 http://wordpress.org/?v=3.1.2 By: Madame Deals http://dealseekingmom.com/how-to-stop-the-spending/comment-page-1/#comment-77992 Madame Deals Mon, 27 Jul 2009 01:44:20 +0000 http://www.dealseekingmom.com/?p=12296#comment-77992 Great post!! This is the best way for someone who has a hard time controlling their spending! It works really well! Great post!! This is the best way for someone who has a hard time controlling their spending! It works really well!

]]> By: Brandy @ Brandy's Big Bargains http://dealseekingmom.com/how-to-stop-the-spending/comment-page-1/#comment-77675 Brandy @ Brandy's Big Bargains Sat, 25 Jul 2009 13:46:23 +0000 http://www.dealseekingmom.com/?p=12296#comment-77675 What a great post. Fantastic ideas. Thanks for all the effort put into this. We had some credit cards that we no longer wanted but still had a balance on. Once they were paid off, we found out that it actually hurts your credit rating to "close" out he account. So we decided that in order to get rid of the temptation to use them we put them into a big bag of water and froze them! After a few years of none use, the company will close them automatically, with no credit ding! What a great post. Fantastic ideas. Thanks for all the effort put into this. We had some credit cards that we no longer wanted but still had a balance on. Once they were paid off, we found out that it actually hurts your credit rating to "close" out he account. So we decided that in order to get rid of the temptation to use them we put them into a big bag of water and froze them! After a few years of none use, the company will close them automatically, with no credit ding!

]]> By: Lori http://dealseekingmom.com/how-to-stop-the-spending/comment-page-1/#comment-77548 Lori Fri, 24 Jul 2009 15:21:15 +0000 http://www.dealseekingmom.com/?p=12296#comment-77548 Great post, thanks Frances! Great post, thanks Frances!

]]> By: Crystal http://dealseekingmom.com/how-to-stop-the-spending/comment-page-1/#comment-77547 Crystal Fri, 24 Jul 2009 15:06:16 +0000 http://www.dealseekingmom.com/?p=12296#comment-77547 Love this article!! The tips I really like and haven't heard before are #3 - getting the gift cards for a future purchase, and #6 - the what to buy for ME list. That one really could make a person feel guilty! Thanks for always putting forth such effort! Love this article!! The tips I really like and haven't heard before are #3 - getting the gift cards for a future purchase, and #6 - the what to buy for ME list. That one really could make a person feel guilty! Thanks for always putting forth such effort!

]]> By: Bonnie http://dealseekingmom.com/how-to-stop-the-spending/comment-page-1/#comment-77544 Bonnie Fri, 24 Jul 2009 14:32:41 +0000 http://www.dealseekingmom.com/?p=12296#comment-77544 When you are starting out, keep track for at least a month if not longer and account for every dime that you spend. When it is staring at you from paper, your spending takes on a new meaning. And you can really see how those "little" daily splurges add up. When you are starting out, keep track for at least a month if not longer and account for every dime that you spend. When it is staring at you from paper, your spending takes on a new meaning. And you can really see how those "little" daily splurges add up.

]]> By: Jessica http://dealseekingmom.com/how-to-stop-the-spending/comment-page-1/#comment-77539 Jessica Fri, 24 Jul 2009 13:15:04 +0000 http://www.dealseekingmom.com/?p=12296#comment-77539 Waiting before you buy is key, I think. We don't usually shop on Sundays, so therefore we sometimes "miss out" on some deals. But they weren't really something we needed anyway, so it wasn't meant to be. We always think about a big purchase. We say we need to sleep on it and it can also give us time to see if there is a better price elsewhere. If it is gone tomorrow, oh well! It can be freeing to have this as a rule and be able let go this way. Waiting before you buy is key, I think. We don't usually shop on Sundays, so therefore we sometimes "miss out" on some deals. But they weren't really something we needed anyway, so it wasn't meant to be. We always think about a big purchase. We say we need to sleep on it and it can also give us time to see if there is a better price elsewhere. If it is gone tomorrow, oh well! It can be freeing to have this as a rule and be able let go this way.

]]> By: Colleen http://dealseekingmom.com/how-to-stop-the-spending/comment-page-1/#comment-77537 Colleen Fri, 24 Jul 2009 12:43:12 +0000 http://www.dealseekingmom.com/?p=12296#comment-77537 We use cash for all our purchases, and have a set grocery budget ($250/month) and a set "spending" budget ($100/week). Once the money's gone, we don't spend any more until the next budget period begins. Big purchases go on a list, and we wait several days to several weeks to make sure we really need the item (so we don't end up with an impulse buy). We have a separate savings account for big purchases, and we only buy items that we can pay for with cash withdrawn from that account. This system works well for us - definitely helps us prioritize our purchases!! We use cash for all our purchases, and have a set grocery budget ($250/month) and a set "spending" budget ($100/week). Once the money's gone, we don't spend any more until the next budget period begins. Big purchases go on a list, and we wait several days to several weeks to make sure we really need the item (so we don't end up with an impulse buy). We have a separate savings account for big purchases, and we only buy items that we can pay for with cash withdrawn from that account. This system works well for us - definitely helps us prioritize our purchases!!

]]> By: Milk Donor Mama http://dealseekingmom.com/how-to-stop-the-spending/comment-page-1/#comment-77535 Milk Donor Mama Fri, 24 Jul 2009 12:34:44 +0000 http://www.dealseekingmom.com/?p=12296#comment-77535 I used to (in my college, just after college and just after we bought the house days)-- used to get something I thought was cute, even if it just cost a few bucks. Now (having been in the house for 5 years, and with a 2 1/2 year old daughter)-- I am trying to get rid of this excess stuff! Now when I see something cute, even if it is only $1 I ask myself, do I have a "home" for this in my house? What will I do with it? If I've gotten along without it so far, can I continue doing without it? We have a goal for me to be a stay at home mom whenever we're blessed with another child. And, we'd like to move to a safer, more family friendly neighborhood than we are in now. So those things keep me on task, for the most part! I used to (in my college, just after college and just after we bought the house days)-- used to get something I thought was cute, even if it just cost a few bucks. Now (having been in the house for 5 years, and with a 2 1/2 year old daughter)-- I am trying to get rid of this excess stuff!

Now when I see something cute, even if it is only $1 I ask myself, do I have a "home" for this in my house? What will I do with it? If I've gotten along without it so far, can I continue doing without it?

We have a goal for me to be a stay at home mom whenever we're blessed with another child. And, we'd like to move to a safer, more family friendly neighborhood than we are in now. So those things keep me on task, for the most part!

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